{"id":1381,"date":"2016-10-02T15:00:21","date_gmt":"2016-10-02T22:00:21","guid":{"rendered":"http:\/\/www.maureeneppstein.com\/mve_journal\/?p=1381"},"modified":"2016-10-02T15:00:21","modified_gmt":"2016-10-02T22:00:21","slug":"a-long-slow-saga-of-first-time-house-buyers","status":"publish","type":"post","link":"https:\/\/www.maureeneppstein.com\/mve_journal\/?p=1381","title":{"rendered":"A long, slow saga of first-time house buyers"},"content":{"rendered":"<div id=\"attachment_1382\" style=\"width: 310px\" class=\"wp-caption alignleft\"><a href=\"http:\/\/www.maureeneppstein.com\/mve_journal\/wp-content\/uploads\/HarcourtClose_1.jpg\"><img aria-describedby=\"caption-attachment-1382\" decoding=\"async\" loading=\"lazy\" class=\"size-medium wp-image-1382\" title=\"HarcourtClose_1\" src=\"http:\/\/www.maureeneppstein.com\/mve_journal\/wp-content\/uploads\/HarcourtClose_1-300x207.jpg\" alt=\"Harcourt Close\" width=\"300\" height=\"207\" srcset=\"https:\/\/www.maureeneppstein.com\/mve_journal\/wp-content\/uploads\/HarcourtClose_1-300x207.jpg 300w, https:\/\/www.maureeneppstein.com\/mve_journal\/wp-content\/uploads\/HarcourtClose_1-1024x709.jpg 1024w, https:\/\/www.maureeneppstein.com\/mve_journal\/wp-content\/uploads\/HarcourtClose_1-600x415.jpg 600w, https:\/\/www.maureeneppstein.com\/mve_journal\/wp-content\/uploads\/HarcourtClose_1.jpg 1158w\" sizes=\"(max-width: 300px) 100vw, 300px\" \/><\/a><p id=\"caption-attachment-1382\" class=\"wp-caption-text\">Our house, 18 Harcourt Close, Egham, Surrey is second from the left.<\/p><\/div>\n<p style=\"text-align: left;\">In 1964 my husband Tony came into an inheritance, enough to put a down-payment on a small row house in a village on the outskirts of London. From first placing a ?50 holding payment on a partially-built structure to actually moving in took seven months. Today, with the purchase, remodeling and\/or building of four subsequent houses behind me, I read my letters to parents from that period with wry sympathy, thinking how universal is the impatience of a young couple buying their first house.<\/p>\n<p style=\"text-align: left;\">The first letter in the series has a page or more of excited detail.<\/p>\n<p style=\"text-align: left; padding-left: 30px;\"><em>11 May 1964<\/em><\/p>\n<p style=\"text-align: left; padding-left: 30px;\"><em>\u2026 though still with the nagging doubt that it is all too perfect, that something is sure to go wrong. Points in favor: a brand new house within our price range (rare), architect-designed with imagination (also rare), less than a mile from Tony\u2019s job, practically in the country with a charming view over open fields to woodland, closer to London (20 minutes by fast train to Waterloo) and won\u2019t be finished for three months by which time we should have the means to pay for it\u2026. Small, of course, but with ingenious use of space and attractive layout \u2026<\/em><\/p>\n<p style=\"text-align: left;\">When I was growing up, my mother filled binder after binder with house design ideas and plans. We (my parents, three children, and succession of boarders \u2013 aunts, uncles, and family friends, often two at a time) lived in a rental Craftsman bungalow built about 1910: two bedrooms and a sleeping porch accessible only through the parents\u2019 bedroom and through a laundry room in which a toilet was installed late in our tenure. (Before that, we used the outhouse back in the yard.) Mum eventually built her dream house when I was about thirteen. In the meantime, I learned a lot about building design and became very familiar with architectural drawing and its symbols. I drew her a sketch:<\/p>\n<div id=\"attachment_1383\" style=\"width: 543px\" class=\"wp-caption alignleft\"><a href=\"http:\/\/www.maureeneppstein.com\/mve_journal\/wp-content\/uploads\/layout-sketch.jpg\"><img aria-describedby=\"caption-attachment-1383\" decoding=\"async\" loading=\"lazy\" class=\" wp-image-1383\" title=\"layout sketch\" src=\"http:\/\/www.maureeneppstein.com\/mve_journal\/wp-content\/uploads\/layout-sketch-300x187.jpg\" alt=\"\" width=\"533\" height=\"332\" srcset=\"https:\/\/www.maureeneppstein.com\/mve_journal\/wp-content\/uploads\/layout-sketch-300x187.jpg 300w, https:\/\/www.maureeneppstein.com\/mve_journal\/wp-content\/uploads\/layout-sketch-1024x639.jpg 1024w, https:\/\/www.maureeneppstein.com\/mve_journal\/wp-content\/uploads\/layout-sketch-600x374.jpg 600w\" sizes=\"(max-width: 533px) 100vw, 533px\" \/><\/a><p id=\"caption-attachment-1383\" class=\"wp-caption-text\">Sketch of the development at Harcourt Close, Egham, Surrey.<\/p><\/div>\n<p style=\"text-align: left;\">After a month of marking time, and a thickening correspondence file, a tirade about a building society (English equivalent of a mortgage company) to whom we had applied:<\/p>\n<p style=\"text-align: left; padding-left: 30px;\"><em>8 June 1964<\/em><\/p>\n<p style=\"text-align: left; padding-left: 30px;\"><em>\u2026 the building society wouldn\u2019t consider our house for a mortgage because it was too contemporary in design \u2013 they stick doggedly to the deadly dull conventional things. We saw one the other day, part of an estate quite near here \u2013 good solid brick, appallingly bad planning, and claustrophobically tiny windows. Mortgages no bother. <\/em><\/p>\n<p style=\"text-align: left;\">A month later, good news on the offer of a loan from another building society. However, letters for the next several weeks report a battle with the developer:<\/p>\n<p style=\"text-align: left; padding-left: 30px;\"><em>30 July 1964<\/em><\/p>\n<p style=\"text-align: left; padding-left: 30px;\"><em>\u2026 One of the hazards of a speculative development \u2013 they are very reluctant to depart from the standard model, which in this case is decidedly murky \u2013 masses of dark grays, black, browns &amp; blues. I\u2019m getting a bit fed-up \u2013 sick of looking at samples &amp; doing sums \u2013 I want some action round the place.<\/em><\/p>\n<p style=\"text-align: left; padding-left: 30px;\"><em>8 August 1964<\/em><\/p>\n<p style=\"text-align: left; padding-left: 30px;\"><em>\u2026 ran into trouble over the alterations we wanted to the colour scheme \u2013 we were met with a blunt \u2018take-it-or-leave-it.\u2019 However, eventually Tony rang up &amp; told them they were a lot of bloody-minded so &amp; so\u2019s, &amp; managed to get the most important concession \u2013 the colour of the tiles on the floor. The rest of the detailing we shall probably have to rip out &amp; replace as we can afford it. Infuriating, but the housing situation being what it is, we daren\u2019t tell them to go to hell.<\/em><\/p>\n<p style=\"text-align: left;\">Inevitably, construction delays kept postponing the finish date for the house:<\/p>\n<p style=\"text-align: left; padding-left: 30px;\"><em>26 Sept. 1964<\/em><\/p>\n<p style=\"text-align: left; padding-left: 30px;\"><em>We went up to London on Tuesday to sign the lease &amp; mortgage documents for the house. Exciting, but still somewhat unreal. I am ceasing to believe in the existence of the house, and find it rather unsettling to go over every other weekend or so &amp; find they have done a tiny bit. Still no idea when we can shift in \u2013 it will probably be weeks yet.<\/em><\/p>\n<p style=\"text-align: left; padding-left: 30px;\"><em>8 December 1964<\/em><\/p>\n<p style=\"text-align: left; padding-left: 30px;\"><em>It is still hard to believe that we have actually moved in. Up to 9:15 on Friday morning, with the carrier already piling boxes into the van, we still didn\u2019t know if we could \u2013 it all depended on the cheque from the building society being in our solicitor\u2019s post. A strange, unreal situation to live through. However, talking to some of the other people who have moved in, they seem to have had much more trouble than us, so we must be thankful. <\/em><\/p>\n<p style=\"text-align: left; padding-left: 30px;\"><em>Anyway, in all the chaos of cancellations, postponements, etc., it was too much trouble to cancel our housewarming party, so we held it as planned on Saturday night. The earliest arrivals were detailed off to put up curtain rails, shift packing cases from the middle to the sides of rooms, etc. Quite a successful party, I think. About a dozen people (&amp; kids) stayed overnight, dossing down wherever for what was left of the night \u2013 we got to bed about 4 am, &amp; a few more people dropped in for brunch the next morning. Needless to say by today we are both pretty worn out, but the house is more or less habitable. Strange what an effort, both physical &amp; mental, to make a shell filled with boxes into a habitable room.<\/em><\/p>\n<p style=\"text-align: left; padding-left: 30px;\">\n","protected":false},"excerpt":{"rendered":"<p>In 1964 my husband Tony came into an inheritance, enough to put a down-payment on a small row house in a village on the outskirts of London. From first placing a ?50 holding payment on a partially-built structure to actually moving in took seven months. Today, with the purchase, remodeling and\/or building of four subsequent [&hellip;]<\/p>\n","protected":false},"author":1,"featured_media":0,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[262,24,295],"tags":[384,385],"_links":{"self":[{"href":"https:\/\/www.maureeneppstein.com\/mve_journal\/index.php?rest_route=\/wp\/v2\/posts\/1381"}],"collection":[{"href":"https:\/\/www.maureeneppstein.com\/mve_journal\/index.php?rest_route=\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.maureeneppstein.com\/mve_journal\/index.php?rest_route=\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/www.maureeneppstein.com\/mve_journal\/index.php?rest_route=\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/www.maureeneppstein.com\/mve_journal\/index.php?rest_route=%2Fwp%2Fv2%2Fcomments&post=1381"}],"version-history":[{"count":12,"href":"https:\/\/www.maureeneppstein.com\/mve_journal\/index.php?rest_route=\/wp\/v2\/posts\/1381\/revisions"}],"predecessor-version":[{"id":1411,"href":"https:\/\/www.maureeneppstein.com\/mve_journal\/index.php?rest_route=\/wp\/v2\/posts\/1381\/revisions\/1411"}],"wp:attachment":[{"href":"https:\/\/www.maureeneppstein.com\/mve_journal\/index.php?rest_route=%2Fwp%2Fv2%2Fmedia&parent=1381"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.maureeneppstein.com\/mve_journal\/index.php?rest_route=%2Fwp%2Fv2%2Fcategories&post=1381"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.maureeneppstein.com\/mve_journal\/index.php?rest_route=%2Fwp%2Fv2%2Ftags&post=1381"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}